Crypto-Backed Loans: Use Digital Assets as Collateral
Unlock the value of your cryptocurrency holdings without selling. Get instant funding using your Bitcoin, Ethereum, or other digital assets as collateral.
Quick Loan Estimate
How Crypto-Backed Loans Work
Get the cash you need while keeping ownership of your crypto assets. Our process is simple, secure, and designed for crypto investors.
1. Deposit Collateral
Transfer your crypto assets to our secure custodial wallet. Your collateral is held safely throughout the loan term.
2. Receive Funds
Once your crypto is verified, funds are released to your bank account within 24 hours. No credit checks required.
3. Repay & Retrieve
Make monthly payments or repay in full at any time. Once repaid, your crypto assets are immediately returned.
Why Choose Crypto-Backed Loans
Our crypto-collateralized loans offer unique advantages over traditional borrowing options and exchanges.
No Credit Checks
Your loan approval is based solely on your crypto collateral, not your credit history.
Fast Processing
Complete the application in minutes and receive funds within 24 hours of approval.
Retain Ownership
Keep ownership of your crypto assets and benefit from any price appreciation during the loan term.
No Tax Event
Unlike selling crypto, getting a loan against your assets doesn't trigger a taxable event.
Crypto-Backed Loan Options
Compare our flexible loan options designed to meet your financial needs while leveraging your digital assets.
| Loan Feature | Standard Loan | Premium Loan | Institutional Loan |
|---|---|---|---|
| Loan Amount Range | $1,000 - $25,000 | $25,001 - $100,000 | $100,001+ |
| Interest Rate (APR) | 8.5% - 12.9% | 7.5% - 9.9% | 6.0% - 8.0% |
| Loan-to-Value Ratio | Up to 50% | Up to 60% | Up to 70% |
| Term Length | 3-12 months | 6-24 months | 12-36 months |
| Accepted Collateral | BTC, ETH | BTC, ETH, SOL, USDC | All major cryptocurrencies |
| Processing Time | 24 hours | Same day | Same day |
Frequently Asked Questions
Learn more about how crypto-backed loans work and if they're right for you.
Ready to Use Your Crypto as Collateral?
Apply for a crypto-backed loan today and get the funds you need while keeping your digital assets.