Loan Health Score Calculator
Know where you stand with lenders and improve your financial readiness
Enter Your Financial Information
This calculator helps you assess your financial readiness for loans
Improve Your Financial Health
Fill out the form to see your personalized loan health score and recommendations.
Why your loan health matters
Your loan health score is a comprehensive measure of your financial readiness for loans. It helps lenders assess your ability to repay debt and can affect your approval chances and interest rates.
Debt-to-Income Ratio
The ratio of your monthly debt payments to your income. This ratio should be below 36%.
Credit Score
Your credit score as reported by credit bureaus. A score of 700+ is considered good.
Emergency Fund
You should have an emergency fund that covers 3-6 months of living expenses.
Payment History
On-time payments are crucial for your credit health.
Frequently Asked Questions
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Now that you understand your loan health score, take the next step toward your financial goals.
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