$300 Loans for When You Need Extra Cash
Quick access to $300 when unexpected expenses arise. Simple application process with rapid decisions for borrowers with all credit types.
About $300 Loans
A $300 loan provides just enough funding to cover essential short-term needs while keeping your repayment obligation manageable. This modest loan is ideal for unexpected bills and minor financial setbacks.
Remember that all loans must be repaid according to the terms of your agreement. Always borrow responsibly and ensure you can make your payments on time.
Best Uses for a $300 Loan
- Unexpected medical or dental bills
- Auto repairs to keep your vehicle running
- Higher-than-usual utility bills during extreme weather
- Emergency travel expenses
- Replacing essential appliances that suddenly malfunction
$300 Loan Details
Typical Repayment Period
2 to 8 weeks
Typical APR Range
90% to 350% (varies by lender and state)
Typical Approval Time
As fast as 30 minutes
Loan Amount
$300
Eligibility for a $300 Loan
While requirements may vary by lender, here are typical eligibility criteria for a $300 loan:
- Be at least 18 years old (19 in Alabama and Nebraska)
- Have a valid government-issued ID and Social Security Number
- Maintain an active checking account for at least 60 days
- Have verifiable income of at least $1,200 per month
- Provide current contact information and proof of residence
- Credit requirements vary by lender - many accept poor credit histories
Compare with Other Loan Amounts
Not sure if $300 is the right amount for you? Explore these alternatives:
Frequently Asked Questions About $300 Loans
Get answers to common questions about this specific loan amount.
Ready to Apply for a $300 Loan?
Complete your application in minutes and get a quick decision.
Secure Application
Quick Decision
Fast Funding
24/7 Support