Healthcare Financing Made Simple
Access the medical care you need with flexible financing options designed for healthcare expenses.
Common Medical Financing Uses
Dental Work
Crowns, implants, orthodontics, and major procedures
Cosmetic Surgery
Elective procedures not covered by insurance
Fertility Treatments
IVF, egg freezing, and reproductive services
Vision Correction
LASIK and other vision enhancement procedures
Most medical loans can be used for deductibles and co-pays too
How Medical Financing Works
From application to paying for your procedure, our straightforward process makes healthcare financing easy
Apply Online
Complete our simple application in minutes. We'll ask about your procedure and financing needs.
- Takes just 2-3 minutes
- Soft credit check only
- Secure encryption
Review Options
Get matched with financing options from our network of healthcare lenders based on your profile.
- Multiple offers to compare
- Clear terms explained
- No obligation to accept
Get Treatment
Once approved, use your financing to pay for your desired healthcare procedure directly.
- Fast funding available
- Pay provider directly
- Convenient repayment
Medical Financing Calculator
Estimate your monthly payments based on your procedure and preferred financing terms
Procedure Details
Payment Summary
Estimated Monthly Payment
For 24 months
No impact to your credit score to check rates
Note: This calculator is for estimation purposes only. Actual rates, terms, and payments will depend on your credit profile, provider, and selected procedure.
Healthcare Financing Solutions
Compare different medical financing options to find the right fit for your needs
Medical Credit Cards
Specialized credit cards for healthcare expenses
Typical Requirements:
Good to excellent credit (650+ score)
Key Features:
- 0% APR promotional periods
- Medical-specific acceptance network
- Transparent fee structure
- Quick approval process
- No collateral needed
Best For:
One-time procedures or multiple smaller treatments
Healthcare Installment Loans
Fixed-term loans specifically for medical expenses
Typical Requirements:
Fair to good credit (600+ score)
Key Features:
- Fixed monthly payments
- Pre-approval before treatment
- Longer repayment terms
- Quick funding process
- Larger approved amounts
Best For:
Costly procedures with predictable expenses
Medical Line of Credit
Revolving credit line for ongoing medical needs
Typical Requirements:
Good credit (640+ score)
Key Features:
- Revolving credit access
- Pay only for what you use
- Re-access funds after repayment
- Easy online management
- Versatile usage for various providers
Best For:
Ongoing treatments or unpredictable healthcare needs
Hospital Payment Plans
Direct payment arrangements with healthcare providers
Typical Requirements:
All credit types considered
Key Features:
- No credit check options available
- Often interest-free
- Flexible payment schedules
- Direct provider relationship
- No third-party involvement
Best For:
Those with limited credit history or working with specific facilities
Healthcare Procedures We Finance
Find solutions for a wide range of medical needs across various specialties
Dental Procedures
- Dental Implants
- Orthodontics & Braces
- Full Mouth Restoration
- Veneers & Cosmetic Dentistry
- Root Canals & Crowns
Cosmetic Procedures
- Rhinoplasty & Facial Surgery
- Breast Augmentation
- Liposuction & Body Contouring
- Dermal Fillers & Injectables
- Non-Surgical Procedures
Vision Correction
- LASIK Surgery
- PRK & SMILE Procedures
- Cataract Surgery
- Lens Implants
- Corneal Cross-Linking
Fertility Treatments
- In Vitro Fertilization (IVF)
- Egg/Sperm Freezing
- Intrauterine Insemination
- Fertility Medications
- Donor Services
Bariatric & Weight Loss
- Gastric Bypass Surgery
- Gastric Sleeve Procedure
- Lap-Band Surgery
- Duodenal Switch
- Medical Weight Loss Programs
Other Medical Needs
- Orthopedic Procedures
- Dermatology Treatments
- High Deductibles & Copays
- Hearing Aids & Devices
- Mental Health Services
Not seeing your procedure?
We finance most healthcare procedures not fully covered by insurance. Contact us to discuss your specific needs.
Important Information
Medical Loans & Healthcare Financing Disclosure:
taketheloan.com connects patients with financing options for healthcare procedures but is not a lender. We do not provide medical advice, diagnosis, or treatment. The information on this page is for educational purposes only.
Financing is subject to credit approval. Rates, terms, and conditions vary based on creditworthiness, amount financed, and length of loan. Not all applicants will qualify for the lowest rates. Some financing options may require payment of fees or insurance premiums.
Participating healthcare providers are independent contractors and are not agents of taketheloan.com. We do not endorse and are not responsible for the medical services they provide.
Before proceeding with any medical procedure, consult with qualified healthcare professionals regarding potential risks, benefits, and alternatives.
Medical Financing FAQs
Common questions about healthcare financing options
Ready to Finance Your Healthcare Needs?
Get the care you need without financial stress. Our financing options make quality healthcare accessible.
No credit impact to check rates. Takes less than 2 minutes.